Workers' Comp

Providing Pay-As-You-Go Workers' Compensation Solutions to America's BusinessesW

We understand your time is valuable, so we’ve turned the typical long and complicated process of purchasing business insurance into a lightning-fast and pleasing experience.

Our powerful tech lets us shop the insurance marketplace and zero in on solutions that deliver the best pricing and coverages. As a national broker, we work with the top 50+ insurance companies in order to properly serve and protect what matters most to you.

Our primary goals are to help you…

Get insurance quotes in minutes from the best insurance companies in the country
Eliminate the down-payment on your workers’ compensation policy
Minimize your insurance costs without compromising coverages
Mitigate insurance claims through loss control and safety
Reduce your experience modification through claims management
Reduce your audit exposure

How It Works

Our InsureTech allows us to be transparent and offer our customers instant workers’ compensation insurance quotes online in minutes from the most recognized insurance companies in the country. We work with more than 50 insurance companies to shop the marketplace on your behalf, securing you the best pricing with the most robust coverages.

Through the E-COMP Program, customers can start their coverage with zero down and pay their premiums as they pay their employees, avoiding the typical large audit premium that’s often due at the end of every policy year.

Compared to estimating your payrolls for the upcoming year, pay-go relies on real-time payroll data to calculate your workers’ compensation premiums, resulting in more accurate premium payments and reduced annual audits.

How is E-COMP different from a traditional policy?	Pay-As-You_Go Program	Traditional Policy
Deposit/Down Payment	No Deposit / No Down Payment	25% Minimum Deposit
Premium Calculation	On Actual Payroll, At Each Pay Period	Estimated, Based on Projected
Reports	No Reports to Complete	Monthly/Quarterly Audit Reports
Audit	Minimal Adjustments, Premiums Paid on Actual Payroll	On Site Audit, Documentation, Additional Premium Due Or Refund

Providing Pay-As-You-Go Workers' Compensation Solutions to America's BusinessesW

Pay-As-You-Go versus Traditional Policies

Lightning Fast

Getting quotes and coverage for your business is now minutes away – we’ve designed our quoting process with you in mind. Go ahead, give it a go!

Easy

We’ve taken the complicated process of purchasing insurance and made it easy. When you need live expertise, that’s easy too!

Awesome

Using decades of best practices research plus todays most advanced InsureTech, we’ve leveraged technology to un-complicate the complicated AND we’ve kept our live and experienced people skills in the process.

How It Works

Our Carriers

We shop the marketplace to find our customers the best price with the best coverages and because we work with more than 50 insurance carriers, we hardly ever have to say no.